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Difference Between Health Checkup and Health Insurance

There has always been dilemma and lack of understanding between getting a health insurance and going for a preventive health checkup.

Difference Between Health Checkup and Health Insurance

Interestingly, neither they are similar nor substitutes to each other.

Here is a brief to comprehend the two better and make an informed choice!

A preventive health checkup is a planned way to avoid number of medical emergencies and to identify & minimize risk factors for disease which may come up in future.

Again, everyone must have one - annually!

Health insurance is a cover against the risk of incurring medical emergency expenses in people.

Everyone must have one!

Both have their own benefits and virtues. But amongst people, there has always been confusion regarding which one is better.

Here are few differentiating factors.

Health Insurance

  • You pay the premium amount, irrespective if you avail the services
  • Covers hospitalisation, surgical and procedural expenses
  • You do not come to know your complete health status as insurance companies make you undergo only basic blood & urine testing

Preventive Health Checkup

  • You pay the amount of package and can avail the checkup immediately
  • Many a times, prevents you from going to the hospital at the first place; saves physical trauma & stress
  • Comprehensive preventive checkup can detect grave diseases early in their origin; at times when they are still asymptomatic

Health insurance does take care of your financial aspect but a preventive health checkup along with monitory benefits saves you from physical trauma, mental stress and time which you may lose treating the preventable lifestyle diseases.

To live healthy & happy, one must keep a check on the body’s functioning by going for regular health checkups. This helps in assessing risk factors and diagnosing diseases at an early stage, which will result in effective treatment and better management of the condition.


Know your complete health status by full body checkup packages designed and facilitated by Indus Health Plus, the preventive checkup specialist.


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